National Roofing Partners (NRP) is proud to sponsor the ongoing Up on the Roof with Art Young, podcast series. Recently, the 8th podcast was uploaded featuring Brian Pratt of Roofing Risk Advisors (RRA), a division of Furman Insurance.

Dedicated to the roofing industry, RRA provides brokerage and consulting services that include insurance and surety program placement, safety and loss control services, budget reduction strategies, claims management, OSHA compliance, human resource consulting and DOT compliance.

RRA have received national recognition for their expertise in the roofing industry including being recently named the top specialist broker for the roofing industry and chosen by the nationally circulated Rough Notes Magazine as a finalist for the 2009 Agency of the Year.  With a national footprint, RRA works with tier 1 roofing contractors around the country.

During the latest podcast, Pratt talks about the importance of a strong vetting process as national accounts move through he process of choosing a national roofing vendor. He notes that it is imperative that insurance coverages line up with the scope of work provided by a roofing vendor, meaning that whatever type of project that the roofing contractor is performing (i.e. torch, hot tar, etc..) there are no exclusions contained within the policy that could lead to potential gaps in coverage. He confirms the importance of a comprehensive review of insurance coverage so that the contractor and the customer are protected from unforeseen exposures.

He notes that NRP is insured by CNA, a roofing specific carrier that has had the endorsement of the National Roofing Contractors Association since 1970. CNA is extremely selective of insuring roofing professionals and the roofing contractors that qualify for this program must adhere to strict industry practices that help mitigate and contain losses.

It is also important that the roofing contractor provides adequate coverage and limits for their customers (i.e. 1M General Liability and 10M excess coverage) stated Pratt during the interview. They have seen polices with other roofing professionals that exclude coverages such as torch, hot work, height limitations, and water damage. It is critical that the roofing network has coverage in all the states that the customer has facilities.

Pratt continues to share key vetting questions and concerns, sharing valuable information for purchasing agents, facility managers and executives alike.  Listen to the entire podcast here.